Asset Protection Solutions and Financial Services

The Secret Asset Protection And Finance Strategies That Not Even 1 in 100 Finance Providers Know!

Learn How To Create And Protect Your Wealth By Using The Equity In Your Home Or Other Investment Properties And Strategically Moving It Into Structures That You Control, And Start Your Financial Future With A State Of Mind That Will Help You Sleep At Night!

GUARANTEED

Learn How Little-Known Asset Protection and Finance Strategies That Can Help You Pay Off Your Mortgage Faster, Than Ever Before, Create Wealth And Protect It All For The Future…

If You Are A Homeowner, Investor Or Developer This Message Will Be The Most Important You Will Ever Hear. And Here’s Why…

Anybody can make returns on an investment, that’s easy, but you can make MUCH more if you borrow money with the right finance strategy. And it has little or nothing to do with interest rates.

The trouble is 99% of finance providers don’t have access or simply just don’t know the Asset Protection and Finance strategies that can do this for you. They think that once you have reached your normal borrowing limit… that’s it.

It’s the Same as most finance brokers – once you have reached your full borrowing capacity on THEIR computer software model, they will not know how to arrange further finance for you, right?

“Hi my name is Frank Bono founder of The Asset Protection Solutions Centre and I have found many proven ways to increase your borrowing capacity almost overnight.

My company has shown many serious investors how to protect their assets and secure their financial future and create wealth to ensure higher returns from their investment than ever before”.

The Secret?

“Finance strategies that not even 1 in 100 finance providers even know”, coupled with the most robust Asset Protection structures and strategies available in Australia today can increase your wealth and keep you borrowing until you have reached your financial goals, not your normal borrowing limit.

You see the idea is to have a finance strategy that you feel comfortable with and understand before you start. That way you will not only have the confidence to go full steam ahead with your wealth creation you will also have the backing of a group of highly motivated professionals to guide you all the way.

This continuous backing and financial strategy will catapult your wealth through the stratosphere if that’s what you want.

This Report Proves Why 90% Of The Time, The Only Thing LimitingThe Amount Of Profit You Make Is
Your Finance Strategy.

Discover:

The reason why you should not keep any equity in your principal place of residence and how to move it whilst still maintaining full control of the funds.
The importance of protecting your principal place of residence (family home) when you borrow against it to invest.
How wage earners can protect their hard earned investment and still have the benefits of negative gearing.
How Self employed investors can enjoy full legal tax minimization and cap their tax rate at 30% in most cases.
How to use tailor made asset protection structures, and their add-ons to gain investment advantages and minimize your tax bill at the same time.
How to borrow more money than is normally possible, and how to create a deposit plus fees and charges for your purchases.
The advantages of combining borrowing and legal asset protection.

Learn How To Create And Protect Your Wealth By Using The Equity In Your Home Or Other Investment Properties And Strategically Moving It Into Structures That You Control, And Start Your Financial Future With A State Of Mind That Will Help You Sleep At Night!

Why You Should Not Keep Any Equity In Your Principal Place Of Residence… And How To Move It Whilst Still Maintaining Full Control Of The Funds!

Most investors set out to purchase their first investment property by using the equity in their family home.

They go to a finance provider and they are usually told that they can borrow up to 100% of the value of their property, as long as there income will support the loan repayments.

So they then refinance the existing loan and have the additional funds set up in a Line Of Credit or Redraw facility. Their names are on all documentation, which is the case 99% of the time (standard procedure).

From an asset protection point of view this is financial suicide and this is where the fatal mistakes begin.

One thing you must realize as an investor is that protecting your assets before you even consider your borrowing requirements is the most sensible and reassuring way of accumulating wealth and holding on to it.

You see why give a potential litigant with a claim against you for what ever reason the chance to seize everything you own because you made the mistake of accumulating all your assets and borrowings in your name without having a secure finance strategy in place.

If you have equity exposed, this is a lawyers dream as a simple search of ones name will help a litigant’s lawyer find everything you own in one simple search.

Now you might say… “If I am maxed out with loans, how can I possibly be sued if I have mortgages against everything I own?”

Bingo! You have forgotten the fact that you have equity in your home and other investments that is what they will go after.

Even if you have borrowed against them all and have funds in a Loc or redraw facility, you will be forced to pay that money back to the bank, which then exposes the equity in your home and your other investments.

But then you might say… “Even if that is the case wouldn’t my insurance company pay out any claims my tenants make against me?” Well if you read my report on asset protection you will know what the insurance companies get up to to avoid paying out on their policies. (Better to be safe than sorry)

The most simple and effective way to avoid such chaos, even if none of the above were to happen, would it not be wise from your point of view as an investor not to even have to contemplate such chaos happening just because you want to get on with securing your financial future?

Well there is a way to borrow money, purchase property and sleep well at night and that is by following a simple finance strategy that combines both asset protection, lending and property purchases.

The Importance Of Protecting Your Principal Place Of Residence (family home) When You Borrow Against It To Invest.

So what do we do about the fact that you should be borrowing money and accumulating assets with the right finance strategy?

The answer is… When you borrow against your family home to invest in property the most important issue that should be considered is….

Whose name the borrowings are to be placed in?

In other words whose name or names go on the mortgage papers?

And at what value is the mortgage stamped to?

Most banks will only stamp your mortgage to the amount that you have borrowed, which is the belief of most finance brokers, leaving any equity exposed.

But there is a way that you can put up a smoke screen, so to speak!…

…Which will act as a deterrent from a nosey lawyer.

By placing your borrowings out of sight (legally), he will then have no idea how or where to conduct his searches, and you still go for the loan and use your family home as security, but… you do not have to plaster your name or the name of your spouse all over the mortgage papers.

An asset protection structure set up the right way can enable you to borrow money without being the borrower of the loan, but you still have full control of the asset or assets. This is the key to solving the problem of exposing your assets to a potential litigant and their lawyer. When the lawyer conducts his search of assets in your name he will not find any

equity in your family home nor will he find any of your other investments as you have now transferred the equity out of his sight and the only thing he will see is that your home has the same amount of money owing on it to the amount of its value!

Now back to the purchasing of the property… most investors then proceed to spend the entire amount of money from their equity lend on an investment property, rent it out, and then hope to God it increases in value over the next seven to ten year. That’s fine, but what if I was to say, “You could buy say, four properties with the same amount of money and little, if no more expense!”

REMEMBER THE RULE OF 72.

If you divide the potential capital growth rate of an investment into 72, the answer will be the number of years it will take for that investment to double in value.

For this reason, the more quality properties you acquire in as short a period as possible, the sooner you will achieve financial independence.

Learn How Wage Earners Can Protect Their Hard Earned Investment And Still Have The Benefits Of Negative Gearing!

If you are a P.A.Y.G wage earner you can protect your investment by holding it in an Asset Protection structure, and still have the benefits of negative gearing, just as easy as you would if the property was is in your own name. This is done by using one of our tailor made asset protection structures, which allows wage earners to claim their negative gearing from their weekly taxable income.

Learn How Self-Employed Investors Can Enjoy Full Legal Tax Minimization And Cap Their Tax Rate At 30% In Most Cases.

By utilizing the correct type of structures, if you are self employed you can claim any negative losses against your positive annual income.

RULE OF THUMB:

Any legitimate cost incurred in the production of an income is tax deductible.

For example, if at the end of the financial year you have say 10k in losses in one Asset Protection Structure holding property, this can be off-set against your trading Structure’s positive yearly income as it is a capital loss that you have paid for in the first instance, so your accountant should have no problems off-setting this loss against your yearly profit.

Another example is, any losses accumulated in a correctly designed asset protection structure can be offset by any gains made in another structure that you hold other investments in.

So, say you have 10k in losses in one structure and 10k in gain in another, you will not pay any income tax on the 10k in the structure that has made a gain, of course if the gain is more than 10k then you will pay income tax on the difference.

A lot of self-employed people pay themselves very low wages to avoid personal income tax, and then they don’t have enough income to obtain finance. One way to improve the situation is to pay them selves a higher wage to enable them to borrow more money to invest in property; the extra tax they pay from their wages can be offset to a large degree through negative gearing.

How To Use Tailor Made Asset Protection Structures, And Their Add-Ons To Gain Investment Advantages And Minimize Your Tax Bill At The Same Time.

Another powerful tax reduction tool is the use of tailor made asset protection structures and their- add ons to cap your tax rate at 30% no matter what your income is.

Even if your income puts you into the highest tax bracket you will only pay 30% tax in most cases. Although this method of tax reduction is quit simple and effective I find that this is an area that can be utilized by high income earners whether self employed or not.

How To Borrow More Money Than Is Normally Possible, And How To Create A Deposit Plus Fees And Charges
For Your Purchases.

But that also depends if your properties go negative or positive. If they go positive, which if you do your research in today’s real estate environment you will learn that if you buy in the right area and with rents escalating at a phenomenal rate of knots, you should have no problem earning an income from your investment.

Even if it is a mere $10 a week after all expenses, are you not still in front? And within seven to ten years this entire borrowing process can be repeated once property prices have doubled.

So now you have eight properties instead of just one or two and you now know how you can endlessly keep borrowing to buy.

Pay interest only, obviously your monthly commitment is lower with an interest only facility compared to a principal and interest facility. Most interest only products have very little restrictions in principal reduction, so you can still pay principal if you want to, but it helps your serviceability of the loan.

Please remember, you do not get a tax deduction for any monies paid to reduce the principal of a loan. If you can afford to reduce your loan, you can also consider buying another property instead, interest only.

Learn The Advantages Of Combining Borrowing And Legal Asset Protection!

Of course one must consider legally protecting your wealth before you even consider the above scenario. The good news is that everything I have mentioned above can be executed in the same manner as if you were to do it in your own name or names, as a more secure alternative using asset protection strategies and structures to protect it all as you go is a more sensible solution.

Remember you are the greedy landlord and the poor tenant will have no problem convincing a judge that you are loaded and they are merely just surviving.

Many a person has lost everything in proving their innocence!

So setting up your asset protection should be as important as the whole process itself, because if you are going to go to such extremes to ensure your financial future, would it not make sense to bullet proof your assets from a greedy litigant who thinks you are loaded and finds you an easy target just because you are doing something with your life and ensuring your future wealth???

NSW is now the second most litigated state in the world, with QLD being the fifth on a per capita basis.

There are more millionaires in Australia through suing people than any other form of gambling.

It is very simple, just find somebody worth suing, and let the courts do the work for you.

Knowing the best way to come up with a tailor made asset protection and finance strategy is to spend some time with an experienced consultant, I will try my best to bring to your attention to some of the ways you can look at your current situation and hopefully bridge the gap a bit, because I believe property investors should have their own tailor made strategies! Because everyone is different… everyone’s recourses and psychology are different.

“How to Get An Even More Valuable Gift Than The Secrets Contained In This Report!

Just Call Bono & Associates, The Asset Protection Solutions Centre toll free On…

1800 264 240 or Direct on - 02 96075820

At a time that suits you and we will arrange a FREE comprehensive analysis of your asset protection and finance situation.

No obligation and no charge for the initial consultation, (Normally valued at $220.00).

Just a clear, educated look at where you’re going, and how to Start or continue Your Financial Future With A State Of Mind That Will Help You Sleep At Night!

Ph – 02 96075820,
Mobile – 0410800610,
Free Call – 1800 264240,
E-Mail – bono111@unwired.com.au
Fax - 02 87839144

“NOTE: any asset protection measures are not effective against any current proceedings or against claims or potential claims of which the person seeking to employ such measures is currently aware. Under the Bankruptcy Legislation, such asset protection measures may not be fully effective against claims of litigation for thirty (30) months and possibly longer”. “The Asset Protection Solutions & Financial Services and/or it’s consultants have not provided any tax advice, insurance advice, financial product advice, investment advice, legal advice or financial services advice in supplying this product to you”

All legal matters and the production of Asset Protection packages are referred to legal practitioners,

La Fontaine & Co (Solicitors and Barristers).

Disclaimer: Bono & Associates and its related businesses makes no representation and gives no warranty as to the accuracy of the information in this report and accepts no liability for any errors, misprints or omissions herein (whether negligent or otherwise). Bono & Associates shall not be liable for any loss or damage whatsoever arising as a result of any person acting or refraining from acting in reliance on any information contained therein. The author Frank Bono is NOT a licensed investment advisor or planner: a licensed real estate agent: a licensed financial planner or advisor: a qualified or practicing accountant. All information in this report has been obtained by the author solely from his own experiences as a licensed Asset Protection Consultant and Finance Broker and is provided as general information only. No reader should rely solely on the information contained in this publication, as it does not purport to be comprehensive or to render specific advice. As such it is not intended for use as a source of investment advice. All readers are advised to retain competent counsel from legal, accounting and investment advisers to determine their own specific investment needs.